It all starts with money

Just over two years ago I woke up from a fairly restless sleep having what was as close to a panic attack as I’ve had. I was overwhelmed with the debt that was starting to suffocate me, and I was worried I’d never get to the other side of it. It wasn’t even just the…

Health, wealth & happiness

I remember someone telling me once that one should never make critical decisions on holiday. Being away from the realities of everyday life is more likely to lead to rash decisions that can have serious consequences for the future. However, I think this is exactly the best time to make decisions. You’re more likely to…