20/20

Today has been a difficult day in the UK. A General Election result that seems unfathomable to so many of us, yet here we are. It would be so easy to get depressed about it, but I’m trying to take a different tack. It’s been a really tough few weeks for me, a lot of…

Replanning the plan

A couple of weeks ago or so, I decided to write my budget for 2019.  Mostly I have the same outgoings every month, I know when the irregular bills are due (car insurance, water bills etc.) and I know when my planned holidays are.  So I wrote a budget for next year based on the…