It’s fair to say this whole getting out of debt malarkey has become somewhat of an obsession.  Ever since I pulled my head out of the sand and admitted I needed to sort out my finances, it has been a constant thought.  Not in a bad way, rather in a ‘I’m regaining control and happy…

Another quick post just to say that today I paid off another credit card 😀 One more down, two to go, and £4,030.11 left to pay off. I paid a big chunk to the card I cut up yesterday, so only £440 left to pay off on that, which will happen when I’m paid in…

I’ve bitten the bullet and cut up my credit card. Now, I need to be honest first of all and say that I actually have four credit cards. One has zero balance and I’ve not used it for about 2 years, and it was only ever used to transfer a balance. I’m planning to keep…

Just over two years ago I woke up from a fairly restless sleep having what was as close to a panic attack as I’ve had. I was overwhelmed with the debt that was starting to suffocate me, and I was worried I’d never get to the other side of it. It wasn’t even just the…