More financial planning….

It’s fair to say this whole getting out of debt malarkey has become somewhat of an obsession.  Ever since I pulled my head out of the sand and admitted I needed to sort out my finances, it has been a constant thought.  Not in a bad way, rather in a ‘I’m regaining control and happy…

Another one bites the dust

Another quick post just to say that today I paid off another credit card 😀 One more down, two to go, and £4,030.11 left to pay off. I paid a big chunk to the card I cut up yesterday, so only £440 left to pay off on that, which will happen when I’m paid in…

One step closer to financial freedom

I’ve bitten the bullet and cut up my credit card. Now, I need to be honest first of all and say that I actually have four credit cards. One has zero balance and I’ve not used it for about 2 years, and it was only ever used to transfer a balance. I’m planning to keep…

It all starts with money

Just over two years ago I woke up from a fairly restless sleep having what was as close to a panic attack as I’ve had. I was overwhelmed with the debt that was starting to suffocate me, and I was worried I’d never get to the other side of it. It wasn’t even just the…