New Year’s Resolutions

Fear not, it’s not quite January! However, tomorrow I’ll have completed another trip around the sun, so now is as good a time as any to set some new year’s resolutions. I’m not one for setting goals on 1st Jan anymore, mostly because it’s bollocks and I’ve never managed to achieve goals that I start…

Living la vida debt-free

I’ve finally done it.  I’ve paid off all my credit cards.  It’s a goal i’ve had for about 3 years, and though I virtually thought about it everyday and willed this moment to come, I can’t really believe it has.  I made the final payment at the end of June when I was paid, then…