A couple of weeks ago or so, I decided to write my budget for 2019. Mostly I have the same outgoings every month, I know when the irregular bills are due (car insurance, water bills etc.) and I know when my planned holidays are. So I wrote a budget for next year based on the…
I like to think that in general, I’m a very patient person. I like to think this, but alas, this is not always the case. Sometimes, in certain situations, I will be the most patient person you will ever have the fortune to meet. However, the other 99% of the time I have zero patience,…
Thanks to everyone who responded to my previous post, either on here, FB or via text/messenger. Lots of really interesting insights and thoughts, and I’ve really appreciated them all. So as I ponder my way through (I like to have a good think about stuff!), I thought I’d make two small changes just to get…
A good friend just shared a blog post by the triathlete Lucy Gossage about why she doesn’t believe in not finishing triathlons (also known as DNF’ing). This of course is especially poignant after the weekend where I DNF’d a triathlon, while some friends went on to finish despite a huge desire to quit at times.…
Well, if I was to answer the question posed by a recent post entitled ‘Mission Possible?’, that answer would need to be a definitive no! Long story short, I had not done nearly enough training, so the triathlon I started yesterday was much shorter than planned. I got a bit panicky in the swim (unusually),…
It’s fair to say this whole getting out of debt malarkey has become somewhat of an obsession. Ever since I pulled my head out of the sand and admitted I needed to sort out my finances, it has been a constant thought. Not in a bad way, rather in a ‘I’m regaining control and happy…
Another quick post just to say that today I paid off another credit card 😀 One more down, two to go, and £4,030.11 left to pay off. I paid a big chunk to the card I cut up yesterday, so only £440 left to pay off on that, which will happen when I’m paid in…
I’ve bitten the bullet and cut up my credit card. Now, I need to be honest first of all and say that I actually have four credit cards. One has zero balance and I’ve not used it for about 2 years, and it was only ever used to transfer a balance. I’m planning to keep…
The first half of the year has felt quite stressful. I had a lot going on both at work and in my life outside of work. I like to be busy, but as a result I often take on too many things at once, then feel overwhelmed. My holiday in late June, early July was…
On the 5th August I’m taking part in a middle distance triathlon: 1.2mile swim, 56 mile bike ride & a 13.1 miles run. About 16 weeks ago I started a training plan to get me fit enough for the race. It went well for a few weeks, and I even started riding my road bike…
lee the pea 
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